Rural Lending

At SBS Bank, our parent company, we have a range of flexible products and friendly services backed by competitive interest rates. We offer a comprehensive range of financing solutions for commercial and rural business management purposes. As a New Zealand owned company with an extensive heritage in the heartland, our understanding of the rural and business sectors means that we can anticipate what it requires to succeed in today's environment.

Choices
You can choose between a Table Loan, Flexi Loan or a Combination Loan. All these have their own advantages in different situations and we're happy to help you decide which suits you best.

Interest Rates
We pride ourselves on offering you competitive interest rates, with the flexibility to choose between fixed and floating rate options, or a combination of both - whatever suits you best.

Payment Options
You can choose from a range of flexible payment options. Ask us how we can make it easy for you with direct debit, automatic payment and Telephone Banking services.

24 Hour Approval
In most cases, we can let you know within 24 hours whether your loan has been approved (provided we have all the necessary information and our lending criteria have been met). In some cases, we can even pre-approve your loan, making it easier when it comes to buying your property. Just ask us whether it's right for you.

Accessibility
We appreciate that convenience is important in today's busy world. When using your SBS chequebook, ATM/EFT-POS card or our Telephone Banking services, you have 24-hour access to your funds. You can manage your finances from any touch-tone phone or the network of ATM/EFT-POS machines around New Zealand and even overseas.