Home Loans 

Our parent company, SBS Bank, has a range of flexible products and friendly services backed by competitive interest rates. As the number one New Zealand owned home loan provider we can tailor a financial package to meet your needs.

Choices
You can choose between a Table Loan, Flexi Loan or a Combination Loan. All these have their own advantages in different situations and we're happy to help you decide which suits you best.

Interest Rates
We pride ourselves on offering you competitive interest rates, with the flexibility to choose between fixed and floating rate options, or a combination of both - whatever suits you best.

Payment Options
You can choose from a range of flexible payment options. Ask us how we can make it easy for you with direct debit, automatic payment and Telephone Banking services.  

24 Hour Approval
In most cases, we can let you know within 24 hours whether your loan has been approved (provided we have all the necessary information and our lending criteria have been met).  In some cases, we can even pre-approve your loan, making it easier when it comes to buying your property. Just ask us whether it's right for you.  

Accessibility
We appreciate that convenience is important in today's busy world.  When using your SBS chequebook, ATM/EFTPOS card or our Telephone Banking services, you have 24-hour access to your funds.  You can manage your finances from any touch-tone phone or the network of ATM/EFTPOS machines around New Zealand and even overseas.

Contact us today on 0800 299 399 or send us a message if you'ld like us to help with your home loan, your way.

Interest rates are subject to change. Normal lending criteria and some special conditions may apply. Full details of fees, terms and conditions are made available upon application."