Over 1,400 retail stores throughout New Zealand use our Credit Sales facility - giving you more choice when you're shopping around. From furniture to home electronics, car accessories to musical instruments, you'll be able to get what you want at a price you can afford. See a list of retailers that use Finance Now.
Our retailers can provide you with a wide range of credit options - be sure to ask for details of their latest finance promotion. Simply select what you want to buy and apply in-store . You can be approved in just a few minutes and take your purchase home straight away!
How much will repayments be?
Use our loan calculator to quickly see how much repayments will be based on the amount you want to borrow.
Want to apply now? You can save time by getting pre-approved for finance before you shop. Pre-approved* means that you're automatically approved for your next finance purchase before you hit the malls.
- No anxious wait in-store to see if you'll be approved
- Don't waste valuable shopping time filling in forms
* Things you should know:
Standard Finance Now Ltd normal lending process, interest rates, fees and terms apply. These payments are indicative only and are calculated over the term selected. Optional insurance has not been included. All loan quotes are subject to: Full Application details, Finance Now Limited Conditions at the time of application and confirmation from Finance Now Limited.
Payment Protection Insurance is available on all retail finance purchases. Payment Protection gives you peace of mind should you be unable to make your repayments due to any of the following incidents* occurring:
Select retailers are also able to offer chattels cover which covers the goods from fire or theft. It is highly recommended that you take this cover if you do not have contents insurance.
Finance Now uses insurance products supplied by SouthSure Assurance and Protecta Insurance.*
Retail Store Finance - Consumer Protection Insurance (CPI) Brochure
Personal Loan - Payment Protection Insurance (PPI) Brochure
Protecta Payment Protection Insurance Policy wording
Business Finance Key Person Payment Protection (KPPP) Policy wording
* Payment Protection Insurance is provided by Third Party suppliers. The retailer that you purchase your goods from will provide you with a full policy booklet from the relevant supplier.