Apply online for a personal loan or call us on 0800 299 399
Apply online for a personal loan or call us on 0800 299 399

    Personal Loans Your Way

    Is there something you need right now?

    It might be a new car, a family holiday, home renovations, urgent repairs ... whatever it is, we can help. With competitive interest rates, flexible terms and payments to suit your pocket, anything's possible with a Finance Now personal loan.

    Use our loan calculator now to see how affordable your repayments could be. Interest rates for personal loans range from 12.95% to 29.95% p.a.*

    * Things you should know: Finance Now's normal lending criteria and loan terms apply. Repayments shown are indicative only and include a $275 application fee and a $10.50 monthly service fee. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts below.

    Want to know how we assess applications? Read more here 

    Use the sliders below to see what your repayments will be
    How much money do you want?
    $ (max $20,000)
    How long do you want it for?
    Interest rate *
    * Interest rates may vary upon application
    For loan amounts greater than $20,000 please contact us on 0800 299 399.
    * Repayments shown above are indicative only and may vary upon application

    Unsecured personal loans

    An unsecured loan is when there's no need for you (the borrower) to provide any collateral or security for a loan. Typically, this means that the amount you can borrow is less and the interest rate charged is slighter higher than a secured loan.

    Secured personal loans

    A secured loan is one where you (the borrower) pledges / provides some asset (like a car or property) as back-up (security) for the loan. Providing security can help you borrow a larger amount and reduce the interest rate we offer.

    We're the NZ personal loans specialist offering you the choice of unsecured personal loans and secured personal loans. You can apply online, it only takes a few minutes and it's so easy to complete. As soon as you've finished, we'll let you know if you've been approved and contact you to arrange payment and the completion of the contract. Simple!

    If you've any questions about your application or the information you're asked to provide, then call our friendly team on 0800 299 399 or send us a message.

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