Payment Protection Insurance

You simply can't predict the future, although you can prepare for it. Payment Protection is a simple insurance product that covers the customers loan payment obligations in the event of unplanned disruption to their income and ability to pay. View policy benefits below.

Payment Protection products are supplied by Southsure Assurance and Protecta Insurance.

Personal Loan - Payment Protection Insurance (PPI) Brochure

Retail Store Finance - Consumer Protection Insurance (CPI) Brochure

Protecta Payment Protection Insurance (PPI) Policy wording

Business Finance Key Person Payment Protection (KPPP) Policy wording

Note: Retailers that use Finance Now's credit sales facility utilise the Payment Protection product that is most suited to their industry / product type.

Policy Benefits*
Redundancy - The loss of employment as a direct result of your employer ceasing the activities for which you were employed, and therefore your remuneration ceasing 

Disablement - Totally unable to attend or engage in your usual business or occupation, or in any business or occupation for which you may be reasonably suited by education or training, as a result of illness or injury

Bankruptcy - You being self employed and being declared bankrupt by the New Zealand High Court. 

The above is a snap shot only of this comprehensive policy and is subject to the terms, conditions and exclusions that apply in the full policy wording. 

*Policy benefits relate to Southsure Payment Protection Insurance