Apply online for a personal loan or call us on 0800 299 399
Apply online for a personal loan or call us on 0800 299 399

Apply for Retail Finance Before You Shop

Less Waiting, More Shopping!

Apply online and you could be approved for a specific loan amount that can be used immediately or in the 30 days from date of approval.* Once you have been approved, simply go into a retailer that uses Finance Now and start shopping. Over 1,500 retail stores nationwide use Finance Now so you're spoilt for choice. Click here to see a list of the retailers.

Apply online by filling out the form below. It only takes a few minutes to complete and we'll let you know if you've been approved straight away.

Initial Application Criteria Checklist

Here's what you'll need to complete your application:

  Tick_354CMYK_web.jpg  You must be a NZ Citizen / Permanent Resident and currently living in New Zealand.

  Tick_354CMYK_web.jpg  You must be older than 18 years of age.
  Tick_354CMYK_web.jpg  Your fortnightly or monthly income (after tax)
  Tick_354CMYK_web.jpg  Your employment details
  Tick_354CMYK_web.jpg  Current proof of identity (Passport, Drivers Licence, Fire Arms Licence)

* Things you should know: and Finance Now's normal lending criteria and loan terms apply. Repayments shown are indicative only and include a $55 application fee and a $1.80 monthly service fee. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts below. There must be one single item in the purchase to the value of $150 or over.

Loan Details - Step 1
** Interest rate is indicative only and may vary upon application
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