Personal Loan Application Update: To improve our personal loan process, we’ve updated our application form. We appreciate your understanding if you are a returning customer and find things a little different. All applications will still be reviewed based on our standard lending criteria and loan terms.
Personal Loans
Retail Shop Finance
Business Loans
Credit Cards
From personal goals to retail shopping and business ambitions, Finance Now’s loan solutions are tailored to fit your life.
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not indication of loan pre-qualification. The calculation uses an example rate of 15% p.a. and is based amortised fixed payments and interest rate for the term of the loan.
Loan terms and things you need to know: Finance Now’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts.
Loan Applications subject to Responsible Lending Enquiries.
Life moves fast, and so do we. Simply apply online and, once approved, your money will be in your account - often within 24 hours
Whether it’s for home improvements, a new car, or managing unexpected expenses, our personal loans are designed to fit your life.
As a local provider, we understand your needs best. Our friendly and helpful team is here to support you every step of the way.
Take advantage of exclusive offers and special financing deals when you shop with our trusted retail partners.
Whether it’s for home improvements, a new car, or managing unexpected expenses, our personal loans are designed to fit your life.
Life moves fast, and so do we. Simply apply online and, once approved, your money will be in your account - often within 24 hours.
Finance Now is a specialist business equipment finance provider, offering financial solutions to you and your clients.
Whether it’s for home improvements, a new car, or managing unexpected expenses, our personal loans are designed to fit your life.
Complete our easy application form in just a few minutes.
We’ll review your application and provide a quick decision.
Loan Applications subject to Responsible Lending Enquiries.
Once approved, your funds will be in your account, ready to use.
Explore our range of personal loan and business finance options, designed to help you achieve your specific financial goals – quickly and easily.
We’re here to help Kiwis achieve their financial goals with flexible, no-fuss finance.
Enjoy flexible payment plans offered through New Zealand’s leading retailers.
Take your business to the next level with tailored business finance solutions designed to fit your needs.
Simplify your finances by consolidating multiple debts into one easy payment.
Turn your renovation plans into reality with a flexible home improvement loan.
At Finance Now, we’re more than just a finance company – we’re your neighbours, your community, and your partner in helping you achieve the financial freedom you deserve.
We understand that life’s financial decisions are important, and they can sometimes feel overwhelming. That’s why we’re committed to making the process as simple and as stress-free as possible, ensuring you feel supported at every turn.
Whether you’re planning a major life event, consolidating debt, buying a new car, or just need a little extra help managing unexpected expenses, our team is here to guide you through it. With our fast approval process, flexible loan options, and friendly, local support, you can rest easy knowing that your financial goals are within reach.
At the heart of what we do is our belief that finance should be personal. No two situations are the same, so we work with you to find solutions tailored to your needs. It’s about giving you the tools to succeed and the confidence to move forward, knowing we’ve got your back every step of the way.
Let’s make it happen together—with Finance Now, the journey to achieving your financial dreams starts today.
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not indication of loan pre-qualification. The calculation uses an example rate of 15% p.a. and is based amortised fixed payments and interest rate for the term of the loan.
Loan terms and things you need to know: Finance Now’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts.
Loan terms and things you need to know: Finance Now’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts below.
We’re a New Zealand owned and operated company and have helped over 530,000 Kiwis just like you. So what are you waiting for, securing the right personal loan for you has never been easier…
Whether you need a loan to cover travel or medical bills, update your car, pay for the monster TV or arrange a credit card, we’ve got the finance to suit you.
We can get you into the right loan at a competitive rate so you’re not paying more than you have to. Even consolidate your debts into one new loan.
Our online loan application makes applying for a loan super easy, quick and stress-free. Our awesome lending crew will show you the how.
From personal loans to retail finance, business loans and credit cards, we’re here to help.
