Marine and Boat Loans
Got a Finance Now moment?
Dreaming of life on the water? Whether it’s a new boat, a powerful outboard, a sleek jet ski, or the perfect trailer to get you there, we’ll help you set sail with confidence.
Apply for a marine loan today.
Calculate your costs to get on the water with rates from 10.95% - 29.95% p.a.*
Whether you’re upgrading the outboard or need more room for your fishing pals, we’ll get you on the water in no time.
Use our Boat Loan Calculator to estimate your repayments before you apply.
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not an indication of loan pre-qualification. The calculation uses an example rate of 15% p.a. and is based on amortised fixed payments and interest rate for the term of the loan.
*Loan terms and things you need to know: Finance Now normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 establishment fee and a $2.50 monthly service fee. Interest rates for personal loans range from 10.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts.
What you need to apply
We make navigating your personal loan application as simple as possible.
Here’s what you need to get started:
- Be a New Zealand Citizen or Permanent Resident currently living in New Zealand
- Be at least 18 years old
- Provide your income details (weekly, fortnightly, or monthly after-tax income)
- Have your employment information on hand
- Present valid proof of identity (Passport or Driver's Licence).
The information we ask you to provide in the application is used to assess your application and manage your loan with us.
Why Finance Now is the right choice for you
Loan applications subject to responsible lending enquiries
Easy, no-fuss application
Life moves fast, and so do we. Simply apply online and, once approved, your money will be in your account - often within 24 hours.
Flexible loan options
Whether it’s for home improvements, a new car, or managing unexpected expenses, our personal loans are designed to fit your life.
100% Kiwi. 100% here for you
As a local provider, we understand your needs best. Our friendly and helpful team is here to support you every step of the way.
Start your Finance Now moment in 3 simple steps
We’ll review your application and provide a quick decision.
Loan applications subject to responsible lending enquiries.
Our customers love us, you will too
Get out on the water with friends and family with a Finance Now Marine Loan
Negotiate like a Cash Buyer
Apply now and have the funds on hand, so you can shop like a cash buyer. Make the most of marine dealer promotions and boating website deals.
Fast Approvals. Apply Online
Whether you’re upgrading the outboard or need more room for your fishing pals, we’ll get you on the water in no time. Apply online today and receive funds within 24 hours once approved, subject to responsible lending enquiries.
Loans for every boat, dinghy & jetski
Whatever your marine ambition we’ve got a personal loan tailored to your needs with easy weekly, fortnightly or monthly repayments.
Get on the water with a boat loan
Whether you’re planning to sail the open seas, explore hidden coves, or relax on tranquil waters, Finance Now is here to help make your boating dreams a reality.
Don’t wait any longer. Apply today and take the first step toward owning your dream boat!