What is Debt Consolidation?

Debt consolidation allows you to take control of your finances by combining multiple debts into one easy-to-manage loan. Instead of juggling several payments for credit cards, loans, overdrafts, and store cards, a debt consolidation loan simplifies your repayments and helps you stay on top of your financial commitments.

By rolling your existing debt into one single loan, you may also benefit from a lower overall interest rate and reduced stress.

How Does a Debt Consolidation Loan Work?

With a debt consolidation loan, Finance Now provides you with the funds to pay off your existing debts.

Instead of managing multiple repayment dates, interest rates, and fees, you only have to make one monthly repayment. This makes it much easier to stay in control of your finances and often results in lower monthly payments.

Our fixed-rate loans ensure you know exactly when your debt will be fully repaid, helping you to plan and budget with confidence.

For example, instead of dealing with multiple credit cards and their varying interest rates, you can combine debts into one loan that’s simpler to manage.

With a single fixed-rate loan, you’ll know exactly when your debt will be cleared, eliminating the uncertainty and complexity that often comes with multiple repayments.

Benefits of Debt Consolidation

• Simplified Repayments
  Combine all your existing debts into one single loan, meaning just one repayment to manage each month.
• Lower Interest Rates
  By consolidating your debt, you may secure a lower interest rate, helping you to save money over time.
• Clear Repayment Plan
  With a debt consolidation loan, you’ll have a fixed repayment schedule, so you know exactly when your debt will be paid off.
• Reduced Stress
  Take back control of your financial situation by eliminating the need to manage multiple loans, due dates, and varying rates.

Why Consolidate Your Debt with Finance Now?

At Finance Now, we understand that managing multiple debts can be overwhelming.

Our debt consolidation loans are designed to make life easier, giving you one simple repayment plan and personalised support from a local provider. We offer debt consolidation loans with flexible terms to fit your needs and budget, so you can feel confident about taking control of your debt.

We also offer a fast and easy online application process. Once approved, your existing debts will be paid off, and you’ll only have one loan to manage going forward. Finance Now makes simplifying debt repayments straightforward and hassle-free.

How to Get Started with a Debt Consolidation Loan

Applying for a debt consolidation loan is simple. Start by listing all the debts you want to consolidate, including loans, credit cards, and overdrafts. Our team will assess your situation and offer a loan with terms that work for you. Once approved, Finance Now will combine all your debts into one loan, giving you the peace of mind that comes with a clear repayment plan.