Finance Now Merchants

Offer Finance Now to your
Customers and sell more.


Whether you sell consumer items, commercial equipment or motor vehicles, we believe that Finance Now offers something unique to your business, which will enable you to grow your sales volume and
profitability. Improving sales successes in your stores, enhancing repeat customer purchases and providing competitive sales tools are goals we strive to achieve for your business.

We do this by delivering high approval rates, a flexible range of options, a speedy turnaround on your customer applications, and local personal service to assist you in maximising your promotional opportunities.

Motor Vehicle

Finance Now is proud to support the Motor Vehicle Dealer network and has over 400 Dealers that are authorised to provide Finance Now vehicle finance products. Relationships and service is the key to Finance Now’s success and Area Managers are allocated across the country to provide training and support. A dedicated lending team in Auckland operates 7 days a week and will review and process your submitted applications. 

Ready to offer Finance Now to your Customers?

Complete an enquiry form or contact your local Area Manager:

Retail Finance Area Managers >

Motor Vehicle Finance Area Managers >

credit cards

Finance Merchant features

  • All facilities are non-recourse
  • Flexible customer interest rates available
  • No set deposit criteria
  • We'll finance the price of the goods plus all reasonable installation costs, insurances and warranties
  • Flexible customer payment options - Direct Debit, Automatic
  • Payment, Telephone Banking, Internet Banking
  • Customer Payment options of weekly, fortnightly, or monthly
  • Active support for your promotional activity
  • Competitive Interest Free and Deferred pricing
  • Optional Payment Protection Insurance (with commission paid on insurance premiums written)
Home improvement loan without mortgage

Our Finance Service Delivery

  • Applications auto-assessed through the FNL Portal
  • Electronic documentation and signing
  • Finance Now will process your applications 7 days a week
  • Applications processed centrally for specialist, quick decisions
  • Service provided at no cost to you
  • Dedicated Retailer training and support
  • Easy to use training material for you and your staff
  • Direct credit retailer payments within 24 hours of receiving contract (overnight cleared funds)
  • Easy to understand monthly reporting
  • Constant monitoring of credit decision process to maximise approval rates
Simple Easy Personalised Loans

Why become a Finance Now Merchant

  • Approvals supplied within 10 seconds through FNL Portal
  • Large customer base, with existing data to speed up repeat purchases
  • Online pre-approval facility to connect to your web site
  • Multiple finance options, and flexibility to use at any time:
    • Retail finance options
    • Motor Vehicle finance options
    • Business finance options
  • Retailer centric marketing
  • NZ owned and focused
  • Issues resolved by key stakeholders and owners who can make decisions
  • No cost for facility
  • Payment made directly to Merchant’s account within 24 hours
  • Flexible customer rates set by Merchant

Ready to offer Finance Now to your Customers?

Complete an enquiry form or contact your local Area Manager here ›

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