Borrow up to
$60,000
Fast & Efficient
Loan Applications
Funding within
24 hours
Get that new or pre-loved vehicle with a Finance Now Car Loan
Get what you want, now.
Whatever life throws at you we’ve got a personal loan to suit. Borrow from $1000 up to to $60,000.
Fast Approvals. Apply Online.
A loan application only takes a few minutes. As soon as you've finished, we'll let you know if you've been approved Simple!
Get Money within 24 hours
We'll let you know if you've been approved and contact you to arrange payment and the completion of the contract.
Get a Pre-approved Car Loan.
With Finance Now we can get you preapproved so you can walk on to the car yard and negotiate like a cash buyer! With competitive interest rates, flexible terms and payments to suit your pocket.
Secured Car Loans.
Given that you are buying a vehicle we can use that as security against your loan – meaning you may be able to borrow a larger amount or we can reduce the interest rate we offer.
Apply Today – Simple & Easy.
It only takes a few minutes and it’s so easy to complete. As soon as you've finished, we'll let you know if you've been approved and contact you to arrange payment and the completion of the contract.
Get a Car Loan up to $60,000...
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not indication of loan pre-qualification. The calculation uses an example rate of 15% p.a. and is based amortised fixed payments and interest rate for the term of the loan.
Loan terms and things you need to know: Finance Now’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts.
Loan terms and things you need to know: Finance Now’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts. 24-hour time frame applies from approval of your loan by Finance Now, during normal business hours
What our customers say
Hit the Road
Whether you need an affordable car for your daily commute, a family SUV, a classic, or something sporty, we can help with vehicle finance that suits your needs and budget.
Get a Car Loan up to $60,000
See what you can afford with our vehicle finance calculator estimate your repayments and find a car loan that fits your budget.
Get a clearer picture before you apply!
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not indication of loan pre-qualification. The calculation uses an example rate of 15% p.a. and is based amortised fixed payments and interest rate for the term of the loan.
Loan terms and things you need to know: Finance Now’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts.
Car Finance Made Easy and Affordable
Fast Approval, Get on the Road Sooner
We know time is of the essence when you’re buying a car. That’s why we offer quick approval so you can secure your vehicle and hit the road faster.
Flexible Loan Options That Work for You
Whether you’re looking for a new car, a used one, or even refinancing an existing loan, our flexible terms ensure you can choose a repayment plan that fits your budget and needs.
Competitive Rates, No Hidden Fees
We offer competitive interest rates tailored to your individual credit profile, with no hidden fees. You’ll know exactly what your repayments will be, with full transparency from the start.
Easy Online Application Process
Apply from anywhere, anytime, with our simple online application. We make the process quick, easy, and stress-free, so you can focus on choosing the car you want.
What our customers say
Get Behind the Wheel in 3 Simple Steps
Apply Online
Complete our easy application form in just a few minutes.
Get Approved Fast
We’ll review your application and provide a quick decision.
Loan Applications subject to Responsible Lending Enquiries.
Receive Your Funds
Once approved, your funds will be in your account, ready to use.
About Car Loans from Finance Now
What is a Car Loan?
A car loan is a type of vehicle finance that helps you purchase a car without paying the full amount upfront. Whether you’re looking for a brand-new car, a reliable used vehicle, or you’re refinancing an existing loan, a car loan allows you to spread the cost over time with manageable repayments. At Finance Now, we offer car loans NZ wide, making it easy for you to get on the road with flexible repayment options and competitive rates.
How Do Car Loans Work?
With a vehicle loan, Finance Now lends you the money to purchase your car. Instead of paying in one lump sum, you’ll make monthly repayments, which include the loan amount plus interest. This means you can drive away in your new car today while repaying the loan over a term that suits you. Use our car loan calculator to estimate your repayments and find out how much you can afford before you apply.
Why Choose Finance Now for Your Car Loan?
Fast Approval
Apply online and get a quick decision so you can secure your car sooner.
Flexible Terms
Choose a repayment plan that fits your budget and lifestyle, whether you need a short-term loan or longer-term financing.
Competitive Interest Rates
We offer personalised interest rates based on your credit profile, ensuring you get a deal that works for you.
Transparent and Fair
No hidden fees. We provide clear and upfront information so you know exactly what to expect.
With Finance Now, your car loan is designed to make your life easier, not harder. From transparent costs to a simple application process, we make securing vehicle finance straightforward.
Get on the Road Today with a Finance Now Car Loan
Ready to take the next step? Whether you’re upgrading your family vehicle or buying your first car, Finance Now makes the process simple, fast, and stress-free.
Apply for a car loan today and let us help you hit the road with confidence.
Got Questions? See our Car Loan FAQs
How much can I borrow with a car loan?
The amount you can borrow depends on your financial situation, credit profile, and the vehicle you’re purchasing. At Finance Now, we offer flexible loans tailored to your needs – whether you’re buying a budget-friendly used car or something brand new.
To get a clearer picture of your potential repayments, try our Finance Calculator.
What types of vehicles can I finance?
You can finance almost any type of vehicle, including new or used cars, SUVs, and even motorbikes. Whether you’re upgrading your family car or buying your first ride, we have vehicle finance options to suit.
How quickly can I get approved for a car loan?
We know time is important when purchasing a car. That’s why we aim to provide fast approvals, often within 24-48 hours.
Once approved, you can secure your new vehicle and hit the road quickly.
What happens if I want to pay off my car loan early?
At Finance Now, we make it easy to pay off your car loan early with no hidden fees or penalties. This helps you save on interest and gives you flexibility in managing your finances.
Can I use a car loan to refinance my current vehicle loan?
Yes, you can use a car loan from Finance Now to refinance an existing vehicle loan. This might help lower your monthly payments or reduce your interest rate, making your repayments more manageable.
How do I calculate my car loan repayments?
Our car loan calculator allows you to quickly estimate your monthly repayments. Simply enter the loan amount, term, and interest rate, and you’ll get an instant idea of how much your repayments will be. Try it out to see what fits your budget before applying.
What documents do I need to apply for a car loan?
To apply, you’ll need proof of ID (such as a passport or driver’s licence), details of your income, and any other relevant financial information. Our online application process is quick and straightforward—no lengthy paperwork required.
At Finance Now, we’re all about making your car buying journey as smooth as possible. With fast approvals, flexible terms, and personalised rates, getting the right car loan has never been easier.
Start your car loan application today and get on the road with a loan that works for you.