*Terms and Conditions apply. Finance Now’s normal lending criteria and loan terms apply. Interest rates from 19.95% p.a. apply. A $0.25
transaction fee applies to purchases less than $20. A 6 monthly fee of $18.50 applies on the first purchase transaction and is included in your
first statement. Your Card limit will be reassessed at the time of Card activation and will be based on your updated credit position.
Activate the Card and you can access money 24/7 through NZ’s network of ATM and EFTPOS facilities.
Activating your card by simply clicking the button below. Have your card and mobile handy. We'll let you know what your credit limit and interest rate will be. After your Card has been activated a PIN will be posted to you. Once you've received it you're good to go!
If you don’t want to activate your card yet, you still have the benefit of using it as official ID for faster ID verification and processing. We have over 1,500 stores where you can use it.
You can use your Finance Now Card at over 1,500 Finance Now stores. Click here to see a list of the stores you can go shopping with.
Interest rates from 19.95% p.a. apply to Finance Now Cards. A 6 monthly fee of $18.50 applies on first card transaction. It will be included in your first monthly statement. For EFTPOS transactions less than $20 a $0.25 transaction fee applies. Refer to your Disclosure Statement for a full list of fees.
No. If you choose not to activate your card, you can still use it as your official Finance Now ID card for your next finance purchase. For faster ID verification and processing present your card to any Finance Now retailer.
Activation is completed online at: www.financenow.co.nz/activate. Have your Finance Now card and mobile phone handy as you’ll need it for the activation process.
Card activation can only be completed online at www.financenow.co.nz/activate. Connect with friends or family who have internet access to activate your card. Our Customer Services team cannot activate on your behalf over the phone.
Your expiry date is printed on your card. All cards expire 3 years from date of issue. A new card will be sent to you before your card expires.
From personal loans to retail finance, business loans and credit cards, we’re here to help.
Check out our FAQs or send us a message.