Business Loans
Someone’s had a Finance Now moment?
Fast, flexible business asset loans to keep your business moving. Whether you’re expanding, upgrading, or just getting started, we’re here to help.
Apply for a business loan today.
Calculate your business loan repayments*
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not an indication of loan pre-qualification. The calculation uses an example rate of 16.5% p.a. and is based on amortised fixed payments and interest rate for the term of the loan.
*Loan terms and things you need to know: Finance Now normal lending criteria and loan terms apply. Available for commercial customers only. Repayments shown are indicative only and include a $9.95 Monthly Service Fee, an indicative $195 establishment fee and $10 PPSR fee. Interest rates for business loans range from 0% (interest free) to 23.95% p.a. Loan terms rage from 6 to 60 months. Full disclosure of all of the terms of your loan (including final rate and fees based on your application and the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Key Person Payment Protection Insurance (KPPP) is optional and has NOT been included in the payment amounts. Consult your tax specialist to clarify tax benefits that apply to your business.
About our business loans
Finance Now provides a broad range of financial solutions, including tailored business equipment finance, designed to meet the unique needs of New Zealand businesses. Our range of business finance options is designed to help customers invest in their business without impacting cash flow.
Empower your business without tying up your cash
Get the business equipment you need today, without waiting or compromising.
- Keep your cash where it counts - invest in growth, marketing or hiring
- Reduce your tax burden - financing may be tax deductible (check with you accountant)
- Protect your personal finances - keep business loans separate from personal borrowing
- Apply with ease - fast, simple application process
- Smooth out your cashflow - spread payments over time to avoid large upfront costs
- Align payments with income - pay as your business earns.
What can business finance be used for?
Any asset or equipment used primarily for business purposes, whether purchased or rented, can be financed through our business solutions.
Key features:
- Competitive business loan rates
- Immediate use of equipment from contract start date
- Up to 60 months term available, with no deposit required
- Monthly payments in arrears
- Intangibles (e.g. software, servicing) can be included in the finance amount
- Potential tax benefit - GST may be claimable upfront, with interest and depreciation deductible over time (consult your accountant)
What assets can be financed?
We offer business finance solutions for a wide range of assets and equipment. If the item you need isn’t listed below, please contact us to discuss your specific requirements.
- Office automation equipment
- Point of Sale (POS) and EFTPOS systems
- Technology and computer equipment
- Light industrial equipment
- Retail and office fit-outs
Need Finance for your business?
If you have any questions about your application or the information you’re asked to provide, then call our friendly business team on 0800 365 287.
Want to become a Business Finance retailer?
Complete an enquiry form or contact your local Area Manager here.
