Over 1,500 shops use Finance Now
Over 1,500 retail stores throughout New Zealand use our Credit Sales facility – giving you more choice when you’re shopping around. From furniture to home electronics, car accessories to musical instruments, you’ll be able to get what you want at a price you can afford.
Apply for Retail Finance in-store or online
Our retailers can provide you with a wide range of credit options – be sure to ask for details of their latest finance promotion. Simply select what you want to buy and apply in-store. You can be approved in just a few minutes and take your purchase home straight away.*
Alternatively, you can do it all online in the comfort of your home. We’ll let you know straight away if you’ve been approved at the end of the application – easy!
Get a quick estimate of your repayments
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not indication of loan pre-qualification. The calculation uses an example rate of 22.5% p.a. and is based amortised fixed payments and interest rate for the term of the loan.
*Things you should know: Repayments are indicative only and based over the selected loan amount and term and include a $55 application fee and a $2.95 monthly service fee. Interest rates for retail finance range from 0% (interest free) to 26.5%. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Consumer Protection Insurance (CPI) is optional and has NOT been included in the payment amounts.
*Things you should know: Repayments are indicative only and based over the selected loan amount and term and include a $55 application fee and a $2.95 monthly service fee. Interest rates for retail finance range from 0% (interest free) to 26.5%. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Consumer Protection Insurance (CPI) is optional and has NOT been included in the payment amounts.
Retail Loans
We’re the team behind the finance for your shopping!
Over 1,500 retail stores throughout New Zealand use our Credit Sales facility – giving you more choice when you’re shopping around. From furniture to home electronics, car accessories to musical instruments, you’ll be able to get what you want at a price you can afford.
Over 1,500 shops use Finance Now
- See the list of stores here
Get a quick estimate of your repayments
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not indication of loan pre-qualification. The calculation uses an example rate of 22.5% p.a. and is based amortised fixed payments and interest rate for the term of the loan.
*Things you should know: Repayments are indicative only and based over the selected loan amount and term and include a $55 application fee and a $2.95 monthly service fee. Interest rates for retail finance range from 0% (interest free) to 26.5%. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Consumer Protection Insurance (CPI) is optional and has NOT been included in the payment amounts.
Apply for Retail Finance in-store or online
Our retailers can provide you with a wide range of credit options – be sure to ask for details of their latest finance promotion. Simply select what you want to buy and apply in-store. You can be approved in just a few minutes and take your purchase home straight away.*
Alternatively, you can do it all online in the comfort of your home. We’ll let you know straight away if you’ve been approved at the end of the application – easy!
What our customers say
Get Out on the Water
in 3 Simple Steps
Apply Online
Complete our easy application form in just a few minutes.
Get Approved Fast
We’ll review your application and provide a quick decision.
Receive Your Funds
Once approved, your funds will be in your account, ready to use.
About Holiday and Travel Loans from Finance Now
What is a Holiday or Travel Loan?
A holiday loan is your way of covering travel costs without dipping into your savings. Whether you’re heading overseas, planning a local escape, or visiting family abroad, Finance Now offers a travel loan to help make it happen. You get the funds you need upfront – whether for flights, accommodation, or adventures – so you can relax and enjoy your trip, knowing your costs are covered.
How Do Travel Loans Work?
It’s simple. We lend you the money for your holiday, and you repay it over time. The repayments are fixed, so you know exactly what you’ll pay each month. And the best part? You can choose a repayment term that works for you, whether that’s a quick repayment or something more manageable.
Not sure how much it will cost? Our holiday loan calculator can help you estimate your repayments, so you can plan your budget before you even apply.
Why Choose Finance Now for Your Travel Loan?
When it comes to financing your holiday, we keep things simple. With Finance Now, you get transparent terms, no hidden fees, and quick approval—so you can start planning sooner.
We offer personalised rates, based on your financial situation, and flexible repayment options that fit your budget.
Whether it’s a long-awaited overseas adventure or a last-minute weekend getaway, Finance Now has your back.
Get Ready to Travel with Finance Now
Don’t wait to take that trip of a lifetime.
With a travel loan from Finance Now, you can start your journey today. Apply online in minutes, and we’ll handle the rest—making your dream holiday a reality.
Got Questions? See our Holiday Loan FAQs
How much can I borrow with a travel loan?
You can borrow anywhere from a small sum to cover a weekend getaway or a larger amount for an overseas adventure. The amount you can borrow depends on your financial profile and what you need to cover—whether that’s flights, accommodation, or extra holiday spending.
What can I use a travel loan for?
A travel loan can be used for nearly any travel-related expense. This includes flights, hotels, car rentals, tours, and even day-to-day travel costs while you’re on the trip. If it’s part of your holiday, our holiday loan can help cover it.
How fast can I get my travel loan approved?
We know holidays can come up quickly—so can our approval process! In most cases, you’ll receive approval within 24 to 48 hours. Once your loan is approved, the funds will be transferred to your account, ready to use for booking your trip.
Can I pay off my travel loan early?
Yes, and you won’t be penalised for it! If you find yourself in a better financial position, you can repay your holiday loan early, which helps you save on interest and gives you more financial freedom.
What’s better for travel, a loan or a credit card?
A travel loan gives you the advantage of fixed repayments over a set period of time, with a clear interest rate. Credit cards, however, may charge higher interest, especially if you don’t pay off the balance immediately. With a travel loan, you know exactly what to expect every month.
What do I need to apply for a travel loan?
The process is simple. You’ll need proof of identification (such as a passport or driver’s licence), details of your income, and basic financial information. You can complete the entire application online in just minutes.
How do I calculate my travel loan repayments?
Our holiday loan calculator lets you easily estimate your repayments. Simply input your loan amount and term, and you’ll get a clear picture of what your monthly payments will look like. It’s a great way to plan ahead before you apply.
Whether you’re planning to sail the open seas, explore hidden coves, or relax on tranquil waters, Finance Now is here to help make your boating dreams a reality.
Don’t wait any longer. Apply today and take the first step toward owning your dream boat!