Home Improvement Loans

Start renovating with a Home Improvement Loan

Build that deck sooner with a Home Improvement Loan from Finance Now.

Do you need some cash to kick-start your home renovations or DIY projects? Or perhaps you need a helping hand to put the all-important finishing touches on your new home? A Finance Now personal loan can let you live the way you want to.

Start renovating sooner with a Home Improvement Loan from Finance Now.

Renovate like a Cash Buyer

You don't have to wait to pull out the old kitchen – Apply today and have the funds on hand, so you can lock in the tradies and get started.

Fast Approvals. Apply Online.

Don't put off the renovations any longer – a home improvement loan only takes a few minutes to apply for. What are you waiting for?

A Personalised Home Loan

We can provide a personalised loan for every renovation and every budget.
New Kitchen, bathroom or even another storey? Loans for your project, whatever it may be.

About our home improvement loans

Whether you are adding a room, landscaping the backyard or its time to update the bathroom, a personalised home improvement loan from Finance Now can help you get it done.

Home improvement loan finance now

What is a Home Improvement Loan?

A home improvement loan or renovation loan is a type of personal loan that you can use for renovating your home, the bach, or in fact any property you own.

Home improvement loan without mortgage

What can I use a home improvement loan for?

A home improvement loan from Finance Now can be used for all sorts of renovation projects around a residential property. Here’s just a few of the things our customers have put their loan towards:

  • Extended the deck so we could entertain at home more often.
  • We spruced up the lounge and kitchen to prepare the house for a quicker sale.
  • Replaced our 70s kitchen with an ultra-modern open plan kitchen with the latest appliances.
  • We attached a 2-car garage to the house – now we have ample storage room as well.
  • With some clever landscaping we turned the backyard into our very own private sanctuary.
  • We now saving heaps on power – thanks to solar panels on the roof.
  • It was an old house with good bones – now with underfloor insulation it’s as cosy as.
Finance Now Secured Loan

Should I put it on the mortgage?

Before putting the renovation costs on your mortgage, do the maths. While extending the mortgage might look great from a low interest rate viewpoint – a short-term home improvement loan is likely to save you heaps in the long run.

You’ll have that new kitchen paid off in no time and you won’t have laden your mortgage with higher repayments for the next 15 years!

Simple Easy Personalised Loans

How much can I borrow for the renovations?

The amount you can borrow depends on your financial circumstances and whether you are requesting a secured or unsecured personal loan.

We usually offer home renovation loans up to $70,000 but you should have a talk to us about your exact requirements.

Update it. Extend it. Build it.
With a Home Improvement Loan from Finance Now.

Loan Amount
For How Long
6 Months
60 Months
Estimated Repayments From
$ / wk
$ / mth
$ total payable over the full term
Calculated at an example rate of 16.95% p.a.*
Disclaimer: Results from this calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not indication of loan pre-qualification. The calculation uses an example rate of 16.95% p.a. and is based amortised fixed payments and interest rate for the term of the loan.

Loan terms and things you need to know: Finance Now’s normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $215 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 13.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts.

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