Get the money you need for the moments that matter. Apply for a personal loan today.
*Terms and Conditions apply. Finance Now’s normal lending criteria and loan terms apply. Interest rates from 19.95% p.a. apply. A $0.25
transaction fee applies to purchases less than $20. A 6 monthly fee of $18.50 applies on the first purchase transaction and is included in your
first statement. Your Card limit will be reassessed at the time of Card activation and will be based on your updated credit position.
Your Finance Now Card is an EFTPOS and ATM card. Present it at over 1,500 retailers.
Activate the Card and you can access money 24/7 through NZ’s network of ATM and EFTPOS facilities.
Activating your card by simply clicking the button below. Have your card and mobile handy. We'll let you know what your credit limit and interest rate will be. After your Card has been activated a PIN will be posted to you. Once you've received it you're good to go!
Interest rates from 19.95% p.a. apply to Finance Now Cards. A 6 monthly fee of $18.50 applies on first card transaction. It will be included in your first monthly statement. For EFTPOS transactions less than $20 a $0.25 transaction fee applies. Refer to your Disclosure Statement for a full list of fees.
Activation is completed online at: www.financenow.co.nz/activate. Have your Finance Now card and mobile phone handy as you’ll need it for the activation process.
Card activation can only be completed online at www.financenow.co.nz/activate. Connect with friends or family who have internet access to activate your card. Our Customer Services team cannot activate on your behalf over the phone.
Your expiry date is printed on your card. All cards expire 3 years from date of issue. A new card will be sent to you before your card expires.
From personal loans to retail finance, business loans and credit cards, we’re here to help.
Check out our FAQs or send us a message.

For Main Cardholders of NOW Rewards Visa.

For all Finance Now customers looking to access your loan details with us.