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- Make it Happen with a Personal Loan
  Find a flexible loan option with affordable payments from Finance Now
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  Shop 'til you drop at over 1,500 retail stores around New Zealand with Finance Now’s Retail Loans.
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  Get the equipment your business needs with a business loan from Finance Now.
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Rates and Fees

Rates and Fees

Read more about our rates and fees for the finance options we provide.

Business Finance Rates and Fees

Business Finance Products and Charges Finance Now Limited provides commercial lending products including Business Rentals and Business Loans. Finance is...

Personal Loans Rates and Fees

Secured Personal Loans A secured loan is one where you (the borrower) grants us security over an asset (like a...

Motor Vehicle Dealer Rates and Fees

Over 200 dealerships throughout New Zealand use our Credit Sales facility. From new to used motor vehicles, workshop repairs, warranty...

Retail Loans Rates and Fees

Interest Bearing Retail Loan A standard interest bearing contract that allows you to pay for the goods at a fixed...