Apply online for a personal loan or call us on 0800 299 399
Apply online for a personal loan or call us on 0800 299 399

Finance Now Rates and Fees

Finance Now provides a range of products both directly to you and via a range of retailers and motor vehicle dealers based throughout New Zealand.
The rates and fees provided vary based on the type of business providing the loan and also on the promotion that the various businesses choose to utilise.

These types of finance are all provided through a Secured or Unsecured Loan Agreement and can be provided by:
1.   Personal Loans
2.   Retail Finance
3.   Motor Vehicle Dealer Loans
4.   Business Finance

Personal Loans – These are loans provided by Finance Now for a variety of options such as Debt Consolidation, Holidays, Car Repairs, Home Renovation’s or any legal purpose you may require.

Retail Finance – Retail Finance is a finance option from Finance Now provided by a retailer that sells Chattel goods or provides Chattel related services. These can range from Electronics, Computers through to Furniture and even Tyres.

Motor Vehicle Dealer Loans – These are loans provided by a Licenced Motor Vehicle Dealer through Finance Now as an option finance to purchase a vehicle and / or accessories.

Business Finance - Business Finance products are finance options provided by B2B retailers to assist businesses and other commercial entities obtain capital. These can range small Point of Sale equipment to larger industrial machinery.

Secured/Unsecured Loan Agreement & Disclosure Statement Example

When you take out a Secured/Unsecured loan with us, you will receive an Agreement that discloses all your loan details.

Please download our example and familiarise yourself with the content to understand your rights and obligations.

© Finance Now Limited . FINANCE NOW, the Finance Now logo, FINANCE NOW MONEY YOUR WAY, MONEY YOUR WAY, QIK and the QIK logo are all registered trade marks of Finance Now Limited. All rights reserved.